StayFI: The Ownership Layer for Global Hospitality
Version 2.0 | September 2025
The Opportunity
The $680B short-term rental market is broken. Airbnb extracts 15% in fees. Property investment requires $100K+ minimums. Service providers wait 30-60 days for payment. We're fixing all of this.
Our Solution
StayFI enables anyone to invest $100 in tokenized vacation rentals and earn daily yields. We combine:
- RWA Tokenization: Fractional property ownership starting at $100
- DePIN Network: Decentralized cleaners and property managers
- TRIP Rewards: Loyalty tokens that convert to ownership
How It Works
- Properties are tokenized into $100 fractions
- Investors buy tokens, receive daily rental income
- Guests book stays 10% cheaper than Airbnb
- Service providers get instant payment
- Everyone earns TRIP tokens → converts to ownership
Traction & Metrics
- Current: 1 pilot property, 10 angel investors, $100K committed
- Q1 2026: 10 properties, 100 investors, $1M raised
- Year 2 Target: 100 properties, $50M GMV, 10,000 investors
Technology Advantage
Built on Solana with state compression = 1000x cost reduction
- Storage cost: $0.002 vs $2 per booking
- Transaction fee: $0.00025 vs $5-50
- Confirmation: 0.4 seconds vs 12+ seconds
Business Model
- 5% platform fee (vs Airbnb's 15%)
- 0.3% trading fees on property tokens
- $2.3K revenue per $200K property annually
- Break-even: Q2 2028 with 1000 properties
Token Economics
Three tokens working in harmony:
- STAY: Governance & staking (1B fixed supply)
- Property Tokens: Fractional ownership per property
- TRIP: Loyalty rewards convertible to ownership
Viral Growth Engine: 1.4x viral coefficient through TRIP rewards
- Book → Earn TRIP → Review → Share → Refer → Invest → Evangelize
Team & Ask
- CEO: 20+ years engineering, based Paraguay/Argentina
- Seeking: CTO (Solana expert), Head of Ops (hospitality veteran)
- Raising: $2M seed at $10M valuation
- Use of Funds: 40% product, 30% first properties, 30% ops/legal
Why Now?
- Post-COVID travel boom (revenge travel)
- Crypto adoption in LATAM at all-time high
- Solana makes micro-transactions finally viable
- No competitor has RWA + DePIN + viral rewards
The Vision
We're not disrupting Airbnb - we're building the infrastructure for people to own the next Airbnb. Every guest becomes an investor. Every cleaner becomes a stakeholder. Every booking builds wealth for the community, not corporations.
$2M seed gets us to 100 properties and profitability. Join us in democratizing real estate.
Contact: team@stayfi.xyz